Privacy Policy
Last updated: October 2026
Your numbers stay local
The calculators run in your browser: balance, rate and payment are used to produce a result on this device, and nothing is posted to a server just to calculate. No tool asks for an account, and no tool files your figures away on its own.
Two things can persist, both only after you act. On the payoff page your figures also sit in the page address, so reopening or sharing that link restores the same inputs; tapping Save results keeps a copy in this browser’s local storage, and the email address you submit for the payoff plan is kept there too. Clearing site data removes them, and we do not hold a server-side record of the values you typed.
Cookies and advertising
Advertising partners may use cookies to serve relevant ads, and a consent platform may store a preference cookie. Third-party vendors, including Google, may use prior browsing history to place ads based on your visit to this and other sites.
If you submit an email address for the payoff plan PDF, we use it to send that document and occasional calculator updates. One click unsubscribes, and we do not sell the address.
No financial advice
Results are estimates based on the figures you enter, not a lender quote. Actual payoff figures depend on your loan documents and the date funds reach the servicer.